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An ALTA Survey is used in a real estate transaction in order to receive title or mortgage insurance. ALTA/NSPS was formerly known as ALTA/ACMS.

Charlotte Surveyor Group has the expertise and tools to provide an ALTA/NSPS survey.

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An ALTA/NSPS Survey is often needed by title companies and lenders in real estate deals. It offers more comprehensive information about a property compared to a basic boundary survey. Formerly known as ALTA/ACMS, Charlotte Surveyor Group has the necessary skills and equipment to conduct an ALTA/NSPS survey.

To secure a mortgage and title insurance, property owners often need to obtain an ALTA Survey. ALTA/NSPS is a set of requirements established by both the American Land Title Association (ALTA) and the National Society of Professional Surveyors (NSPS). It used to be known as ALTA/ACSM until 2021, and the survey is mainly utilized for real estate transactions.

Reasons to get a boundary survey

Title Insurance

Title insurance companies often mandate an ALTA/NSPS survey for the issuance of title insurance policies. The purpose of this survey is to minimize the potential risks faced by the insurance company and to guarantee the precision of the title insurance coverage.

Lender Requirements

Lenders frequently request an ALTA/NSPS survey as a prerequisite for granting financing. This form of survey serves as an additional resource for lenders to gain a thorough understanding of the property’s worth, as it offers a comprehensive depiction of the property and the potential risks associated with it. The ALTA/NSPS survey thereby assists lenders in assessing the value of the property and making informed financing decisions.

Real Estate Transactions

Often conducted for real estate deals, particularly for commercial properties or transactions of significant value, property surveys are essential for proper evaluation. Completing this survey is crucial during the due diligence process, as the information obtained assists buyers and lenders in making well-informed decisions about the property.

Boundary Disputes and Resolutions

Uncertainties or misunderstandings about property lines among neighboring owners often result in disputes. An ALTA/NSPS survey offers an objective clarification of the true property line.

Development and Construction

ALTA/NSPS surveys are crucial for analyzing sites and conducting feasibility studies by identifying relevant features such as existing improvements, utilities, easements, and other factors that must be considered during design and planning.

What is an ALTA/NSPS Survey?

An ALTA/NSPS survey is a crucial tool for property transactions, benefiting buyers, sellers, lenders, and title companies. It provides a comprehensive examination of improvements, easements, and other relevant information alongside boundary lines, making it more thorough than a standard boundary survey.

ALTA/NSPS is short for the American Land Title Association/National Society of Professional Surveyors. They establish the specifications for the survey, which used to be known as an ATLA/ACMS survey.

The ALTA/NSPS survey entails the land surveyor gathering a diverse range of data points pertinent to the survey of a property. This comprehensive survey encompasses crucial information related to the property boundaries, surrounding parcels, erected structures, fences, roadways, utility lines, and any entitlements or permissions granted for specific purposes, such as easements or rights-of-way. The surveyor acquires the necessary details on all these aspects while conducting the ALTA/NSPS survey.

When engaging in a real estate deal, it is common for lenders and title companies to request an ALTA/NSPS survey. If you require this type of survey, Charlotte Surveyor Group have the expertise to conduct it for you. We eagerly await your contact.

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